Connect your bank in 30 seconds. Track spending across every account, stay on budget, monitor your credit score, and build real wealth — all in one beautiful app.
FlowCheck gives you a real-time picture of your entire financial life — in one beautifully designed app.
Connect 12,000+ banks and credit unions via Plaid. Your login credentials never touch our servers — ever.
See exactly where your money goes with period-aware charts, category breakdowns, and top merchant rankings.
Set monthly budgets by category. Get real-time alerts when you're approaching your limits — before you blow it.
Watch your wealth grow over time with a live net worth dashboard that updates every time you sync.
Monitor your FICO score powered by Experian. See the factors affecting your score and tips to improve it.
Set savings goals with visual progress rings. Emergency fund, vacation, down payment — FlowCheck keeps you on track.
Automatically detect recurring charges. Find forgotten subscriptions, see your monthly subscription load at a glance.
Track upcoming bills, see what's due soon, and never miss a payment again with smart calendar integration.
See a 30-day projection of your cash flow based on your actual income patterns and upcoming bills.
No spreadsheets. No manual entry. FlowCheck does the work so you can focus on the goal.
Sign up with email or Apple ID. Secured with Face ID so only you can access your data.
Link 12,000+ banks and credit unions in 30 seconds via Plaid's bank-grade secure connection.
Your transactions, balances, spending patterns, and net worth appear instantly — automatically organized.
Set budgets, track goals, and get smart insights that actually tell you what to do next.
FlowCheck shows your credit score powered by Experian — the same bureau lenders use. Track your score over time, see what's hurting it, and get personalized tips to improve.
Payment History
On-time payments — ExcellentCredit Utilization
18% used — GoodCredit Age
4.2 years avg — FairWe take privacy as seriously as your bank does. Every layer of FlowCheck is built with security-first principles.
All your financial data is encrypted at rest and in transit using bank-grade AES-256 encryption.
Your bank credentials go directly to Plaid — we never see, store, or touch your login or password.
FlowCheck locks automatically when you leave the app and requires biometric authentication to re-enter.
Your financial information is never sold to advertisers, data brokers, or third parties. Period.
Delete your account at any time and all your data — including Plaid connections — is permanently erased within 30 days.
Full compliance with California Consumer Privacy Act and GDPR. You control what we collect and how long we keep it.
Start free. Upgrade when you're ready. Cancel anytime — no questions asked.
"Finally an app that doesn't feel like a spreadsheet. I connected my Chase account and within 30 seconds I could see I was spending $340/month on subscriptions I forgot about."
"The credit score feature is incredible. Seeing my score go up 40 points over 3 months because I could actually track what was affecting it — that's real value."
"I tried Mint, YNAB, Rocket Money. FlowCheck is the only one that actually feels like a premium iOS app. The design alone is worth switching for."
Free to download. 14-day Pro trial included. No credit card required.