★★★★★ Free on the App Store

Rent's in nine days.
You have $340.
Can you say yes?

Every other money app shows you the past. FlowCheck answers the present — one number you can trust, and a straight answer before you spend.

Download on theApp Store
 See it in action
Bank-grade encryption  ·  Read-only access  ·  Powered by Plaid

Runway

You make it to payday

2 bills between now and then.

Payday

$0

TodayRentElectricPayday
Read-only · Bank-grade encryption
★ 4.9
App Store rating
0+
Banks supported
$0
Liability to you
256-bit
AES encryption
New — FlowCheck on the web

Your phone, in a browser tab.

Sign in at getflowcheck.app/app and you get the real thing — your accounts, your bills, your goals and the same runway. Tick a bill off on your laptop and it's paid on your phone before you close the tab.

The numbers are computed by the same shared module the iPhone app runs, so the website and your phone cannot disagree about what's safe to spend.

Open FlowCheck on the web See a demo first
Live product preview

See exactly what
you're getting

This is the real FlowCheck dashboard. The same data clarity and design you'll have on day one.

FlowCheck — Dashboard
Live
Net Worth
$24,816
↑ +$1,240 this month
Spent This Month
$2,140
of $3,500 budget
Safe to Spend
$847
after bills & savings
Accounts
JPM
Chase Checking
Checking
$4,218.40
JPM
Chase Savings
Savings
$8,500.00
COF
Capital One
Credit Card
−$342.19
Recent Transactions
Rent
Housing
−$1,500
Today
Payroll
Income
+$3,200
Yesterday
Starbucks
Dining
−$6.45
2d ago
Amazon
Shopping
−$47.99
3d ago
INSIGHT
Dining spend is up 28% vs. last month — that's an extra $74. Reducing to 3 restaurants/week saves $200/year.
FlowCheck — Transactions
May 2026
All
Income
Dining
Shopping
Bills
Spent: $2,140.88
Rent
Bills · Jun 1
−$1,500.00
Payroll Deposit
Income · May 31
+$3,200.00
Starbucks
Dining · May 30
−$6.45
Amazon
Shopping · May 29
−$47.99
Netflix
Subscriptions · May 28
−$15.49
Whole Foods
Groceries · May 27
−$89.34
Shell Gas
Transport · May 26
−$52.10
FlowCheck — Insights
Financial Health Score
82
Good
↑ +7 from last month. Strong savings rate pulling your score up.
Spending78/100
Savings91/100
Debt74/100
Smart Insights
SAVINGS OPPORTUNITY
Cancel unused Adobe subscription. Saving $54.99/mo.
ON TRACK
You'll hit your $10k emergency fund goal by August.
HEADS UP
3 bills due in the next 7 days totaling $547.
31-Day Cash Flow Forecast
Week 1Week 2Week 3Week 4
Projected low: $842 around June 22 — bills clustering that week.
FlowCheck — Net Worth
↑ +$8,240 this year
Total Net Worth
$24,816
↑ +$1,240 this month (+5.3%)
MILESTONE
$20k reached
Feb 2026
CURRENT
$24,816
Jun 2026
NEXT GOAL
$30k
~4 months
Everything in one place

Your complete
financial picture

Real-time bank sync
Every transaction appears automatically. No CSV imports, no manual entry. Powered by Plaid.
Financial Health Score
A single score from your spending, savings, and net worth — with weekly actions to improve it.
Smart spending insights
Spots unusual charges, forgotten subscriptions, and patterns — and tells you what to do about them.
Bill tracking
Auto-detects recurring charges and reminds you before each hits. Never pay a late fee again.
Net worth tracking
Watch your wealth grow with daily snapshots, sparklines, and milestone celebrations.
31-day cash flow forecast
Know if you'll run low before it happens — based on your income, bills, and spending.
Built to be honest

Insights that actually
tell you what to do

Not just charts. FlowCheck tells you exactly what's happening and how to fix it.

Savings found
You have 4 subscriptions you haven't used in 30+ days. Canceling saves $89.47/month.
Review subscriptions →
Spending alert
Dining spend is up 28% vs. your 3-month average. That's an extra $74 this month.
See dining breakdown →
Goal progress
At your current savings rate, you'll reach your $10k emergency fund goal in 3.2 months.
View savings goal →
Bill reminder
3 bills due in the next 7 days: Rent ($1,500), Amex ($342), Spotify ($9.99). Total: $1,852.
View upcoming bills →
Net worth
Your net worth grew +$8,240 this year. You're on track for $35k by December if current trends hold.
See net worth chart →
Smart tip
Moving $500/month to a HYSA at 5.1% APY earns an extra $306/year vs. your current savings account.
Learn more →
This month

Every dollar
accounted for.

FlowCheck automatically categorizes every transaction — so the number it gives you is built on your real spending, not a budget you guessed at.

Monthly total
$2,140.88
of $3,500 budget · 39% remaining
Spending by category
Housing
$1,500
Groceries
$267
Dining
$198
Transport
$124
Subscriptions
$89
Shopping
$62
Simple setup

Up and running
in 3 minutes

STEP 01
Download & sign up
Create a free account with Apple Sign In, Google, or email. No credit card, 30 seconds.
STEP 02
Connect your bank
Securely link via Plaid. Read-only — we can see your data, never touch it. 10,000+ institutions.
STEP 03
See everything clearly
Your full financial picture appears instantly. Spending, net worth, bills, Smart insights — all live.
Pricing

Start free.
Upgrade when ready.

No credit card for free. No surprise charges ever.

Free
$0
Forever free · no card required
  • 1 bank account
  • Transaction history
  • Net worth tracking
  • Face ID security
Get started free
Most popular
Pro
$34.99/yr
7-day free trial · or $4.99/month
  • Unlimited accounts
  • Smart spending insights
  • Financial Health Score
  • Bill tracking
  • 31-day forecast
Start free trial
What users say

People who finally
understand their money

★★★★★
"The Health Score is genuinely motivating. I've improved mine by 15 points in two months just by paying attention to it."
M
Marcus T.
Pro subscriber
★★★★★
"Found three subscriptions I'd forgotten about in the first week. Saved $80/month immediately. It paid for itself in a day."
S
Sarah K.
Pro subscriber
★★★★★
"This is what Mint should have been. Clean, fast, and the Smart insights actually make sense. My net worth is up $8k since I started."
J
James R.
Pro subscriber
Free to download

Your money deserves
a clearer picture.

Join people who stopped guessing and started knowing.

Download on theApp Store

FlowCheck is not a bank · Not financial advice · iOS only