Everything you need

Everything here exists
to answer one question.

"If I spend this, am I going to be okay?" Bank sync, bills, goals and net worth aren't the product — they're the inputs. The product is the answer.

Real-time bank sync

Connect checking, savings, credit cards, investments, and loans. Every transaction appears automatically — no CSV imports, no manual entry. Powered by Plaid, trusted by 12,000+ apps.

  • ✓ All accounts in one view
  • ✓ Updates within minutes of a transaction
  • ✓ 10,000+ supported institutions
  • ✓ Read-only — FlowCheck can never move money
CONNECTED ACCOUNTS
12
across 4 institutions

Financial Health Score

A single number that tells you exactly how your finances are doing — calculated from your spending discipline, savings rate, debt load, and net worth trajectory. With weekly tips to improve it.

  • ✓ Personalized to your actual finances
  • ✓ Actionable improvements every week
  • ✓ Tracks progress over time
YOUR HEALTH SCORE
82
↑ +7 from last month

Smart spending insights

FlowCheck reads every transaction and surfaces what matters: unusual charges, subscriptions you forgot, spending patterns, and exactly where your money is going each month.

  • ✓ Automatic transaction categorization
  • ✓ Anomaly detection for unusual charges
  • ✓ Monthly spending summaries
  • ✓ Budget vs. actual comparisons
INSIGHT
You spent $340 on dining this month — 28% more than your 3-month average. That's an extra $74.
SUBSCRIPTION ALERT
We detected a new recurring charge: "Adobe Creative Cloud" $54.99/mo

Bill tracking & reminders

FlowCheck automatically detects your recurring bills — rent, subscriptions, utilities, loan payments — and reminds you before each one hits. Never pay a late fee again.

  • ✓ Auto-detects recurring charges
  • ✓ Push notifications before due dates
  • ✓ Track overdue bills instantly
What people say

Real results from
real people

★★★★★
"Finally an app that shows me everything in one place. The health score is legitimately motivating — I've improved mine by 15 points in two months."
M
Marcus T.
Pro subscriber
★★★★★
"The bill tracking alone is worth it. I had no idea I was paying for 3 subscriptions I'd forgotten about. Saved me $80/month in the first week."
S
Sarah K.
Pro subscriber
★★★★★
"This is what Mint should have been. Clean, fast, and the Smart insights actually make sense. My net worth is up $8k since I started actually paying attention."
J
James R.
Pro subscriber

See it in action.
Free to download.

No credit card. No commitment. Just a clearer view of your money.

Download on App Store See pricing →